At Benefits Besties, we are committed to supporting all of our clients' employees with clear, accessible, accurate benefits education and support throughout the year.

Benefits Education Videos

Out-of-Pocket Costs Estimator

How much will you pay if you need medical care? Enter any dollar amount in "Cost of Care" box to see your approximate share of the costs.

Example: total allowed amount for the procedure/visit.

Legal Disclaimer: Unless expressly stated otherwise, all estimates assume in-network services. This Estimator is provided for informational purposes only and does not constitute medical, legal, tax, financial, or coverage advice, nor does it guarantee coverage, benefits, payment, or cost. Estimator results are based on user-entered information and internal assumptions (including modeled deductibles, copayments, coinsurance, out-of-pocket maximums, and typical cost ranges). Actual costs may vary due to factors such as provider or facility selection, network status at the time of service, authorization or medical-necessity determinations, billing and coding practices, ancillary or multiple services (e.g., labs, imaging, anesthesia, prescriptions), formulary rules, coordination of benefits, and amounts satisfied toward deductibles or out-of-pocket limits when claims are adjudicated. Coverage limitations, exclusions, and claim denials may apply. Plan documents and claim adjudication control. This Estimator is not a provider or facility “good faith estimate” and is not intended to satisfy any federal or state healthcare price-transparency or estimate requirements. For ICHRA illustrations, metal tiers (e.g., bronze, silver, gold) are generalized actuarial categories and do not describe any specific plan’s terms, network, or coverage. To the maximum extent permitted by law, Futuro Sólido USA shall not be liable for any direct or indirect damages arising from use of or reliance on the Estimator.

401(k) Estimator

With a 401(k), saving a bit each month, can result in a substantial amount of money when you retire. This estimator will show you a ballpark.
(This is NOT a guarantee, but it IS a reasonable estimation.)

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Your employer's contribution. Select an option.
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Legal Disclaimer: This 401(k) estimator is intended for informational and educational purposes only. It is a general planning tool and does not constitute financial, legal, investment, or tax advice. The results generated by this estimator are estimates based on the data you provide and various assumptions, including without limitation 24 pay periods in a year, 2% annual earnings increase, and 5% expected annual rate of return on investments. Futuro Sólido USA does not guarantee the completeness, accuracy, or reliability of this 401(k) estimator. Actual outcomes may vary significantly due to a wide range of factors, including but not limited to decreases in your income, changes in your employer match rate, investment fund expenses, actual investment performance, early withdrawals, and changes in tax laws. By using this 401(k) estimator, you acknowledge and agree to the terms set forth above and that Futuro Sólido USA shall not be liable for any direct, indirect, incidental, consequential, or special damages or other unfavorable consequences arising directly or indirectly from your use of or reliance on this 401(k) estimator’s results.

Benefits Advocacy: Support in Your Language

Have a question about your benefits? No worries! Fill out this form carefully. You may find your answer right here, but if you need to schedule a call, we will provide an interpreter from our partner, Futuro Sólido USA.

 

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Building a CUSTOM PORTAL for your organization is easy and affordable.
  • Embed codes for each video (to put in enrollment platforms, etc.) AND usage reports included with every subscription
  • Optional FUTURO 5 or FUTURO 1 CUSTOM VIDEOS that illustrate specific plans
  • Customization for an ENTIRE BROKERAGE or a single EMPLOYER GROUP
  • Separate, distinct portals for each desired language
  • Sliding scale pricing ensures an affordable solution for smaller organizations
  • CUSTOMIZED LINKS to your resources (enrollment platform, downloadable Benefits Guide, etc.)